Merchant Cash Advance

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What is it?

Merchant Cash Advance

Advances are ideal for businesses that have strong credit-card sales but have had difficulty qualifying for loans due to bad credit history or lack of collateral.

Industries that fall in this category include retail, restaurant and service-related industries. However, this is not an exhaustive list and there are certainly other businesses and industries that can utilize this service. 

Merchant Cash Advances offer businesses a lump sum for a share of future sales. You can think of the transaction as a purchase of future income.

If traditional lines of credit have been unsuccessful or you need a faster, more flexible financing option, a Merchant Cash Advance is certainly a viable option! Funds can be used for business expansion, regulating cash flows, product development or any number of business-related expenses.

How Do Cash Advances Work For Businesses?

We provide a lump sum in exchange for a percentage of future sales. A set percentage is deducted from daily credit card sales until the premium is met. Businesses can benefit from a cash advance because it is very flexible. The amount you remit is contingent upon your cash flow so, unlike other financing options, it is adaptable to the seasonality and unpredictability of the real world business. With a Merchant Cash Advance there is no concrete due date or fixed remittance schedule.

How Do I Sign Up?

You can apply for an advance today with Certified Business Loans. You can apply online and find out if your business meets our requirements. Assuming Certified Business Loans is the right solution for you, the funds can be in your account within 3 days. Simply provide us with your contact information and pertinent details about your business’ finances and, if you qualify, you can receive up to $500,000. With our Fastest To Fund application process you can be on your way, with the funds you need for your business.

Could your business use more capital?

That’s why we’re here.

Instant Applcation

With our online application we can begin the approval process instantly and have your business approved within 24 hours!