Certified Business Loans offers loans from $5,000 to $250,000 with terms ranging from 3 months to 24 months. Applications may be approved in an hour for loans less than $20,000 and loans from $20,000 to $250,000 are usually approved in one business day. To qualify, your business must be U.S. based and have generated revenue for 1 year. We value cash flow over credit scores, we work with business owners with a wide range of credit scores.
We provide inventory loans that enable you to keep your inventory stocked and your customers happy. You’re probably turning your inventory over every few months and you need to replenish your inventory. With an inventory can match your revenue to your expenses. Ask a representative for details on our 6 to 18 month business inventory loan programs to find the right solution for you.
The right management of cash flow equates to buying inventory at the right time to fulfill customers needs while selling it quickly in order to cover expenses and avoid storage charges. The faster the turnover rate of inventory, the lower the risk in business and better the results as well as cash flow.
Many business owners are realizing that obtaining inventory financing from our firm is a great tool for the growth of the business. While obtaining financing for inventory, it is also important to determine expenses related to the business. This type of financing works well with a short-term payback than the long-term payback. This means, the current year’s inventory should be taken care in the current year and any pending expenses should be resolved. In addition, obtaining short-term business inventory loans will allow businesses to qualify for larger loans later.
Are you going to be expanding your business soon? Congratulations! This means more customers and more revenue, but also means more personnel, more utilities, and increased space costs.
We have short term loans so you can pay it off quickly and capitalize on your expansion even sooner.
We are cash flow loan specialists. A cash flow loan provides the working capital you need to keep your business running smoothly. We recommend that you look at your revenue and expenses for the past 6 months. If your revenue is decreasing while expenses are consistent or increasing, a cash flow loan may not be the best solution. Cash flow loans are for healthy businesses that need some temporary cash and can pay it off in a short amount of time.
You understand the challenges of running a successful business. Expansion, renovation, new equipment costs, or unplanned situations need extra capital. Certified Business Loans provides solutions for your business by leveraging your future revenue.